I explain how Medicare works so that you can choose a plan with confidence
My goal is to make this process less daunting and more “friendly” than you ever imagined.
I am an independent, licensed Life and Health Insurance agent dedicated to helping Medicare beneficiaries find coverage that is well matched to their medical and financial needs. If you are looking for a guide through the Medicare “maze” … someone who can explain things clearly and reduce the stress of it all … then you have come to the right place!
from my clients
“Cecelia was just the right person to help me negotiate the Medicare enrollment system ….I would not hesitate to recommend Cecelia to anyone getting ready to join Medicare!”
Working with Cecelia to figure out my Medicare choices was an excellent decision …. Her professionalism and demeanor made the process seamless …. Highly recommended!
Working with Cecelia made for a relaxing, stress-free experience …. Her specific knowledge was invaluable in a maze of confusing rules. Many thanks for an excellent experience all around!
Cecelia was patient and supportive throughout--there was no question or detail too small for her …. I will happily send anyone who is looking for help with health coverage to her. Thank you, Cecelia!
We spent two solid productive hours together, resulting at last in what looks like a tremendous improvement and price over my previous year's policy. I would highly recommend Cecelia and her services to anyone who needs assistance with their health insurance.
Cecelia is kind and patient and supremely well informed, and somehow manages to make an insanely complex system a little less daunting. You will never doubt that she is committed to finding what works best for you.
Cecelia is someone you can trust absolutely to find what is best for you. She is genuinely delightful, very knowledgeable, and I am so grateful for her guidance. I highly recommend her!
Cecelia uses her experience to guide you through the process, helping you to make the right choice. I feel relieved that I reached out to her and rest easy knowing that my option was the best one that fit my needs. I will continue to use Cecelia in the future and HIGHLY recommend her service!
Cecelia just carefully guided us by asking us the right questions and knowing what would suit our needs. My husband and I would highly recommend Cecelia to anyone looking for an excellent guide through the Medicare quagmire.
Within 24 hours of contacting Cecelia Hobbs Gardner, not only did I know what I needed, Cecelia had seen to it that I actually had what I needed.
Her extensive knowledge of the subject combined with clear and easy explanations helped guide me to the decision that was best for me. I give Cecelia my highest recommendation. You will not be disappointed!
She is not your average agent. I found her professional AND personable. We talked, we shared laughs, and she took care of me in a way that makes me want to tell all of my friends who are about to enter the Medicare age to seek out her counsel.
Finding Cecelia was a godsend. I knew right away I was in good hands — capable, knowledgeable, exacting, thorough, clear, and genuinely invested in finding the right plans for me and my needs. She really went the extra mile to make sure everything I needed was in place.
Cecelia Hobbs Gardner is a treasure …. She is our guide, and there are just not enough words of praise for the work she does and the loving attitude she brings to her clients. She's FIVE STAR!
My clients have generously shared their experience working with me but due to the personal and sensitive nature of our work, only first names are being used to protect their privacy.
Articles and News
It is just around the corner — the Annual Election Period or, as it is often referred to, Fall Open Enrollment. This takes place from October 15 to December 7 and is the time of year when people with Medicare can make changes to their coverage.