I am sure I am not the only one who finds navigating the Medicare world somewhat bewildering. Is Medicare enough? Should I get a supplemental plan? If so, which plan is right for me so that I can feel comfortably protected? Within 24 hours of contacting Cecelia Hobbs Gardner, not only did I know what I needed, Cecelia had seen to it that I actually had what I needed. She patiently explained my options, answered my questions and laid out a very sensible, well considered plan of action that was just right for me. My insurance anxiety has abated and I feel well protected, thanks to Cecelia.