Cecelia Hobbs Gardner of CHG Insurance Services was my Medicare savior! Her incredible patience, clarity, supportiveness and top-notch professionalism made what could have been an overwhelming process for me very smooth. I really appreciate her breadth of knowledge and ability to explain and steer me through all the minute details so clearly and her being very attuned to my particular needs and situation. I would not hesitate to recommend her to anyone who is ready for Medicare. Brava, Cecelia!